| |
Comprehensive cover Sailboard insurance
This level of Sailboard insurance provides for your Sailboard against accidental damage, theft, fire and vandalism. Obviously, your Sailboard should be securely tied down, trailers locked and/or immobilised when not in use and equipment stored beneath a cover or taken home after use. It is relatively common for mice, rats or other rodents to make nests in sails if stored in your Sailboard even for short periods of time and not all Sailboard insurance policies will cover this eventuality.
New-for-old Sailboard insurance is a form of Sailboard insurance which will replace old damaged items with new, but there may well be an age limit imposed within your Sailboard insurance policy. For instance, if you were to break a ten year old mast, some Sailboard insurance companies would replace this with a new mast of equivalent specification. However, because of the age, other Sailboard insurance providers may only pay out the mast′s value at the time of loss.
With a payment of a small additional premium, some Sailboard insurance policies can be extended to include legal representation if your Sailboard is involved in a collision or another form of accident resulting in financial losses or injury. If you are injured, it is obviously important that you have sufficient funds available to seek expert help so that any claim for damages is pursued quickly and effectively.
| |
| |