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Comprehensive cover Laser Class insurance
This level of Laser Class insurance provides for your Laser Class against accidental damage, theft, fire and vandalism. Obviously, your Laser Class should be securely tied down, trailers locked and/or immobilised when not in use and equipment stored beneath a cover or taken home after use. It is relatively common for mice, rats or other rodents to make nests in sails if stored in your Laser Class even for short periods of time and not all Laser Class insurance policies will cover this eventuality.
New-for-old Laser Class insurance is a form of Laser Class insurance which will replace old damaged items with new, but there may well be an age limit imposed within your Laser Class insurance policy. For instance, if you were to break a ten year old mast, some Laser Class insurance companies would replace this with a new mast of equivalent specification. However, because of the age, other Laser Class insurance providers may only pay out the mast′s value at the time of loss.
With a payment of a small additional premium, some Laser Class insurance policies can be extended to include legal representation if your Laser Class is involved in a collision or another form of accident resulting in financial losses or injury. If you are injured, it is obviously important that you have sufficient funds available to seek expert help so that any claim for damages is pursued quickly and effectively.
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